The Target credit card, called the RedCard, is a credit card that can be used in Target’s retail stores and on the store’s website. The Target RedCard features and benefits include a 5% discount on purchases at Target, no annual fee, and an extra 30 days for returns and exchanges.
I typically try to point you to a card that allows you to collect equal or better rewards in the spending category most applicable to the card I am reviewing. But in this case, I’m not doing that, because the fact is that you’re not likely spending a substantial sum of money every year buying couches and tables and decorative accessories for your home.
Four ways to make your RedCard Credit Card payment
- Online. Log in at Target.com/myRedCard. Pay now.
- By Phone. Call 800-659-2396.
- In Store. Pay at Guest Service Counter.
- By Mail. Send payment to the address on your billing statement.
Apply in Person for a Target Card
- Navigate to Target’s Find a Store page, then enter your ZIP code or city and state to find your nearest store location.
- At the store, have your driver’s license handy.
- Visit a store cashier and ask to apply for a Target REDcard.
Redcard Phone Number
- Red Card: 800-424-6888
- Debit Card: 888-729-7331
- Calling Hours: 24 hours, seven days a week
- Wait Time: under 1 minute.
- Website: www.target.com/c/redcard/-/N-4tfyn
RedCard Benefits/Features
- No annual fee
- FREE two-day delivery on most purchases made with your RedCard at Target.com
- Target adds 30 days onto the regular 90-day return policy (so 120 days to return) when you use your RedCard
Early access to special events, products, and promotions like seasonal sales (think Black Friday, Cyber Monday, etc.) - 5% off every day at Target & Target.com.*
- Free 2 day shipping on hundreds of thousands of items at Target.com.*
- Early Access to products and promotions*
- Exclusive Extras including special items and offers*
- Starbucks discount on in-store locations – get everyday 5% savings when you pay with your REDcard*
Credit Card Payment Address
- Target Card Services
- PO Box 660170
- Dallas, TX 75266-0170